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Invest in your future

Get the mortgage you deserve today.

Our Lending Advantage

Fast

Lending Approvals

Low Rates

great pricing and industry low fees

98%

would recommend us

No-Obligation

free, no-hassle quotes

Troy Hernandez

Troy Hernandez

Mortgage Banker - NMLS# 1914537

I proudly serve California and look forward to working with you for all your mortgage needs.

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Mortgages and Home Lending Made Fast and Easy

Find the home loan that works for you!

Helping people with their home mortgage and lending needs is what I do. I work closely with you to determine your exact needs to help provide you with the personalized financing you need.

Need more help? Have a question? Please feel free to contact me and I'd be happy to go over things with you.

What Can You Afford?

Mortgages for First Time Home Buyers

First Time Buyers

Buying your first home is an exciting time. Let us help you choose the right loan with the best terms.

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FHA Home Loans

FHA Home Loans

A great way to secure financing for borrowers who have less money to put down on a new house.

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Mortgage Refinancing

Mortgage Refinancing

Take advantage of historic low rates and start saving more of your hard-earned money each and every month.

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Loans for Veterans

Loans for Veterans

Helping those who have served or are presently serving in the U.S. Military become homeowners.

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We are here to make sure you have a fast and convenient customer journey and experience.

Our team can meet with you via Zoom to help ensure there is no disruption in the services we offer.

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Our Easy Lending Process

Step 1: Contact Us

to get started

Step 2: Needs Analysis

what are you looking to do

Step 3: Verify Details and Sign

we will go over the documentation for final approval

Step 4: Funding

the final step

Rated 5 Stars Rated 5 Stars Rated 5 Stars Rated 5 Stars Rated 5 Stars

Rated 5 Stars by Our Clients!

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  • I want to thank Troy Hernandez with assisting us through the process of our mortgage refinance. We are an elderly couple in our 70’s and due to Covid it has been difficult for us to conduct any ...
    Jose & Alicia O.
  • Thank you for making the process painless and efficient. I appreciate you answering my questions and ensuring that everything went smoothly.
    Gail B.
  • Working with Troy was a complete pleasure. Not only was he upfront about the total cost of the refi on our home, but he was always easy to get in touch with if we had any questions or concerns. ...
    Darrel and Rachel M.
  • Mr. Hernandez handled our Refi last October. He completed the transaction in record time without any delays. Everything was running exceptionally smooth and upfront. We had the most pleasant and...
    Ashraf & Janet G.
  • Troy was amazing! Easy to work with, diligent and he made the process a breeze. 10/10 would work with again. I cannot give a higher or more robust recommendation.
    KK

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