Client Testimonials

"I want to thank Troy Hernandez with assisting us through the process of our mortgage refinance. We are an elderly couple in our 70’s and due to Covid it has been difficult for us to conduct any outside personal business. It was essential for us to find someone we can trust with our finances like Troy. Troy was patient and accommodating with all our questions regarding our mortgage refinance options. Troy personalized the refinancing process after the bank we have banked with for approximately 30 years denied our mortgage refinance application. The personal attention and service we received from Troy made us feel like we were among Troy’s top clients. Due to Troy’s knowledge and experience he was able to find us the lowest possible interest rate. Troy was a pleasure to work with, and we highly recommend Troy to anyone that is in the market for a mortgage refinance or purchase."

Jose & Alicia O.

"Thank you for making the process painless and efficient. I appreciate you answering my questions and ensuring that everything went smoothly."

Gail B.

"Working with Troy was a complete pleasure. Not only was he upfront about the total cost of the refi on our home, but he was always easy to get in touch with if we had any questions or concerns. Which if you have refinanced before is not always the case. Troy and his group were honest and professional throughout the process. We cannot thank Troy enough for the ease of the process."

Darrel and Rachel M.

"Mr. Hernandez handled our Refi last October. He completed the transaction in record time without any delays. Everything was running exceptionally smooth and upfront. We had the most pleasant and trouble-free Refi transactions ever. He was very honest and upfront with all information. He worked hard to make the whole experience very pleasant. We would recommend Mr. Hernandez to our family and friends for the most honest and pleasant home mortgage experience, for home buyers or Refi. It was truly a pleasure working with Mr. Hernandez, “Mortgage Guy.” Thank you again Troy!"

Ashraf & Janet G.

"Troy was amazing! Easy to work with, diligent and he made the process a breeze. 10/10 would work with again. I cannot give a higher or more robust recommendation."

KK

"Troy was fantastic! Very honest and knowledgeable. He answered all my questions and was extremely kind, hardworking and always professional. I highly recommend him to anyone looking to buy a new home or refinance! Thanks Troy!"

Danica D

"Thank you again for all your help with my refi. You were informative, and most importantly honest throughout the entire process. I cannot tell you how stress reducing your prompt replies were to my hundreds of questions. The outcome was exactly what we discussed in the beginning and I could not be happier about it! I hope it is okay for me to give your contact information to my friends and family who are looking to refinance their home. I recommend your expertise highly!"

Deb S.

"Mr. Hernandez assisted us last year with a home refinance loan. We found him to be very professional and incredibly knowledgeable. He helped us refinance into a lower rate loan, saving our family hundreds of dollars per month. The loan process was fast and easy, thanks to the professionalism of Mr. Hernandez and his staff. He is our go to guy for real estate financing and we will use him for all future home purchase and refinance transactions. Sincerely, Mike & Lisa H."

Mike & Lisa H.

"Hi Troy, Thank you, my friend, it was a pleasure going through the extensive refinance process and you made it much easier for me. I am sure you recall my frustration at the continued request for financial and background paperwork as the process progressed. You calmed me down and worked with your people to streamline the process for me and it worked out great. You saved me $500.00 a month on my mortgage payment, and I really appreciate that as I know you can understand. Thanks again, keep up the great work and talk soon, be safe."

Jon C.

"A fantastic and professional guy to lead you through a stressful moment. Troy was very responsive to all our questions and concerns. We appreciated all that he did for us! We highly recommend him!"

Bryon S.

"Dear Troy, Thank you for being such an honest, thorough, positive and efficient “Mortgage Guy.” Your communication skills are second to none. You made our home refinance a super easy transaction. You will be our “go to” mortgage broker for now on. I have already referred you to several friends. Thanks, Tim H."

Tim H.

"I knew Troy was in the loan business, so when I kept hearing 30-year loan rates dropped, I talked to him. He promptly emailed me an application and almost immediately locked my rate. He is a great communicator and always kept me in loop during the entire loan process. I have referred several friends to Troy, and he did the same for them as well. Thank you for saving me over $700 per month!!"

Bruce